This policy covers heating units including forced air systems and heat pumps, heat exchangers, secondary heat exchangers, burners, elements, furnace mounted humidifiers, electronic air cleaners, baseboard electric heating systems, thermostats, accessible interior gas lines, accessible duct work (policy holder must pay to gain access), flues & vents, registers, grills clocks. Geothermal oil, steam, water, wood burning coal, radiant heat and solar systems are covered with a $1500 aggregate limitation. Zone dampers and zone control systems are covered with a $500 aggregate limitation. ALSO COVERED* Heat lamps, routine maintenance and cleaning (call our office to schedule), coolant evacuation & recovery, permit fees, filters & filter media (just call with specifications and we will deliver!), condensate line clearing/stoppages, cleaning and relighting of pilots, no limitation on number of systems.

Electric central air conditioning unit or heat pump, including compressors, coils, motors, belts, pulleys, and related components attached to air conditioning units, leaking refrigerant lines, thermostats, cleaning of condensate drain lines, float assembly, window units, condenser casings, filters. ALSO COVERED* Routine maintenance and cleaning (call our office to schedule), coolant evacuation & recovery, permit fees, filters & filter media (just call with specifications and we willdeliver!), condensate pumps, condensate lines, interconnecting freon lines.

Water pipes, waste pipes, gas pipes, vent pipes, faucets (builder standard for replacement), valves, sill cocks, assembly parts within the toilet tank, shower and tub valves (builder standard for replacement, diverter valve, angle stops, risers and gate valves, drain valve, hose bibs, vent and sewer lines, normal stoppages, toilet seats & lids, whirlpool tub mechanical components, pressure regulating devices, sewage pumps, sump pumps, well pumps, basket strainers, water softeners, water filters & purifiers, instant-hot water systems, bidets, plumbing within the perimeter or the home, plumbing within the foundation or slab, caulking and grouting, freeze damage (the warranted property must have heat on at the time of the occurrence), and shower heads. ALSO COVERED* Caulking and grouting, instant hot water systems, pressure regulating devices, freeze damage (see terms),jetted bathtub (including electrical controls, plumbing lines, air pumps, pumps and motors).

Elements, burners, over range exhaust fan, thermostat, wiring, igniters, clocks, rotisseries, racks, handles, knobs, interior lining, and other related components and parts to a built-in range/oven. Sensi heat burners will be replaced with standard burners.

Built-in garbage disposal and all related parts and components, including motor, wiring, blades, switches, and casing.

All parts and components of standard size overhead exhaust fans, both reticulating and non.

Main panels, sub-panels, breakers, switches, receptacles, interior wiring, wiring to air conditioning unit, attic and exhaust fans, doorbell wiring, telephone wiring, non proprietary alarm system equipment, fixtures (builder grade for replacement), carbon monoxide detectors, home alarm systems, smoke alarms, and timers. ALSO COVERED* Load control devices, touch pad assemblies, transmitters and remotes, corrosion caused by moisture, data lines (CAT 5), central vacuum system main unit (does not cover lines & accessories), belts, shutters, and filters for exhaust, attic, or ceiling fans.

Water heater tank, elements, gas valves and lines, thermo couple, vent pipes & lines, insulation and insulation blankets, racks, straps, hot water dispensers, flues, and thermal expansion tanks. ALSO COVERED* Tank-less water heating systems, base pans, sediment (when it can be removed by draining the unit).

Standard AC groundwater sump pumps, switches, receptacles, evacuation lines. ALSO COVERED* (Up to $50 in consequential damage per occurrence) Portable and non-hard piped unit that is permanently installed, backup units (except battery powered units).

Garage door opener units of a standard residential grade, including motor, receive board, relays, switches, drive trains, capacitors, push arm, track assembly, door hardware, remote sending units, standard maintenance, infrared sensors, chains, key pads. ALSO COVERED* Hinges, springs

Refrigerator or combination refrigerator/freezer, ice maker, compressors, condensers, evaporators, fan motors, timers, thermostats, wiring, racks, shelves, door seals, door alarms, consequential food spoilage (see aggregate limits). ALSO COVERED* Disposal of old equipment, light bulbs and fixtures, drip pans, springs.

Built-in dish washing units and related parts and equipment, including timers, motors, heating elements, hinges and latches, wash arms, fill valves, spray arm, racks, baskets, and rollers.

Built-in trash compactor and component parts, including motors, switches and relays, wiring, and tracks.